TERMS OF USE

Effective & Last Modified January 31, 2015

1.             INTRODUCTION AND ACCEPTANCE

Salem Communications Corporation and its subsidiary entities (collectively, “Salem”) offers you access to its interactive online websites, applications and services. These Terms of Use, together with our Privacy Policy and any additional terms which might apply to certain products or services, govern your use of our websites (the “Website(s)”) or any of our mobile widgets, services or other applications (“Applications”) (together, our “Services”).

Please read these Terms of Use carefully before using our Services. By using any of our Services (other than to read these Terms of Use for the first time) you are agreeing to comply with these Terms of Use, which may change from time to time as set forth in Section 16 below. If you do not agree to be bound by these Terms of Use, do not use our Services. Use of the Services shall be deemed as acceptance of the following Terms and Conditions.

2.             INTELLECTUAL PROPERTY

Our Services and associated content (and any derivative works orenhancements of the same) including,but not limited to, all text, illustrations, files, images, software, scripts,graphics, photos, sounds, music, videos, information, content, materials,products, services, URLs, technology, documentation, and interactive featuresincluded with or available through our Services and all intellectual propertyrights to the same, including, without limitation, all trademarks, servicemarks, trade names and trade dress that may appear in our Services are owned byus, our licensors, our affiliates and/or identified third parties(collectively, the “Service Content”).Except for the limited use rights granted to you in these Terms of Use,you shall not acquire any right, title or interest in our Services or anyService Content.Any rights notexpressly granted in these Terms of Use are expressly reserved.

3.             ACCESS AND USE

(a)    Wemay offer certain portions of our Services at no charge (e.g., Websites) andothers for a one-time fee, on a subscription basis or under any other lawfulpricing structure (e.g., mobile Applications).In all instances, our Services are not being sold to you; rather, youare being granted a limited license to use our Services. In addition, thelicense to use of any of our paid Services does not necessarily transfer acrossoperating systems and/or different equipment (e.g., mobile devices, computers,etc.).For example, unless wespecifically tell you otherwise, the use of any of our mobile Applications islimited to the relevant device and/or operating system you are using at thetime you purchase the license to use the Application.

(b)    Someof our Websites may be offered to you conditioned on your payment of a fee(“Premium Service Website(s)”). By usingthe Premium Service Websites, you will be subject to any charges and rules setforth in the additional terms for that particular Premium Service Website, inaddition to the general terms provided below. We will provide notice of any charges, orextra charges, before you register for or enter a Premium Service Website.You are responsible for any charges forpremium content incurred by your account.We are not liable for any loss that you may incur as a result of someoneelse using your password or account, whether with or without yourknowledge.In the event that you pay fora Premium Service Website by credit card, you authorize us to charge yourcredit card account by registering for the service and providing us with yourcredit card information.You warrant tous that the credit card information that you provide us is correct and is youraccount.You may cancel your membershipin the Premium Service Website at any time by contacting us using the contactinformation provided on the Premium Service Website.We reserve the right to terminate your accessto the Premium Service Website at any time, without notice, and upon suchtermination we shall return the unused pro-rata portion of your membership fee.

(c)    OurServices are provided for use by you or your organization.When using our Services, you agree to complywith all applicable federal, state, and local laws including, withoutlimitation, copyright law.Except asexpressly permitted in these Terms of Use or as we may otherwise permit, youmay not use, reproduce, duplicate, distribute, create derivative works basedupon,

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